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Start Planning for what's important.


Our Services


Financial Lifestyle

What is important to you? Discovering who you are.


Cash Flow

Understanding how to manage your money. Discovering how you relate to your money.



Mortgages done differently. Incorporating your home into your Financial Plan.


Financial planning

Putting a plan together for your goals.



Protecting the ones you love and you through Life, Critical Illness, Disability Insurance.



Educating the concepts of investing and building portfolios suited for you.



Our Team

Karl Ossenkop


Karl spent his formative years here in London Ontario, graduating from Western University with a Bachelor of Science majoring in chemistry. He has been a financial advisor since 2003, with licenses to broker insurance, investments and mortgages, positioning himself to be able to discuss all aspects of client’s Net Worth.  This allows clients to understand the premise that there is a correlation between their net worth, cash flow and their goals which is their financial lifestyle.  Spending money on what you enjoy vs. what everyone else is doing is very difficult. With the proper guidance clients begin to see the opportunities to achieve their goals while also protecting themselves and their families from life events. Karl is passionate about continuously furthering his education and knowledge and has earned his Personal Financial Planners (PFP) and recently earned his Chartered Financial Divorce Specialist (CFDS) designation. He also maintains a work life balance with his wife and their four children.

FSCO License # M10002311
FSCO License # 03079483

Madisson Parker

Madisson Parker

Madisson Parker is the Marketing Associate for ossko and will be working to deliver a professional, efficient and accommodating service to all clients. Madisson recently obtained her Mortgage Agent’s license and is also a recent graduate from Fanshawe College with a Law Clerks diploma. She has worked in client services for five years where she has helped clients to meet their future needs and goals. Being able to purchase her first home at the age of 21, she experienced firsthand the success she was able to achieve with the guidance of a financial planner. This motivated her to explore the brokerage world so she could have the opportunity to provide that same services to clients struggling just as she was. Madisson manages daily administrative tasks to ensure operations run smoothly and gathers consumer behavior data to help improve the services provided by ossko. She is excited to be a part of a company with such advantageous plans for the future.



Our Results

Karl has been instrumental in our success during many chapters of our life. For starters, it’s a myth that you need money to work with a financial planner. Karl took us on as clients with all our debts and struggles, helping us consolidate our debt and obtain multiple rental properties. In our next chapter, we were able to plan and save for our daughter’s university education, purchase our dream home, secure pensions in one location (with job changes) and start a small retirement plan. We recently celebrated our daughter’s wedding, which we were able to save for, and have implemented a more aggressive retirement plan suited to our needs. As we have grown as a family, Karl has adjusted and adapted the financial plan to what is relevant during that state of our lives this far. Karl’s up to date knowledge and flexibility allows him to continue to support us through our journey towards better financial stability.
— Liane and Kevin
We were “orphaned” clients and became aligned with Karl. He took the time to review our files and to evaluate our financial situation. From there, we set about our goals; saving for our kid’s education as well as a new house. Over time with Karl’s guidance, we have money saved for our kids post secondary education, an insurance plan that protects our interests, a retirement strategy using our mortgage and all the while keeping in mind our cashflow. We were also able to obtain the home of our dreams! We thank Karl for working with us and giving us the guidance we needed.
— Jane and Todd
Working with Karl has been pivotal in our lives. He helped us prepare financially for our first child and ensured that we were comfortable during our maternity leave, so we could focus on our family. As a former Ford employee, we went through a tumultuous time with a restructuring and plant closing. Karl showed us how to structure the severance to maximize the payouts and limit the tax burden. He also set us up with a Manulife One mortgage which was instrumental in weathering the financial uncertainty we faced. With two children and active life, Karl’s planning allowed us to focus on them with peace of mind that our financial future is in a healthy place. Thanks Karl.
— Kristin and Courtney

Still not sure if this is right for you?


1069 Wellington Rd. Suite 209 (Gryphin Advantage Suite)
London, ON  N6E 2H6